Shaping the future of alternative EoSB
Empowering UAE employers and employees with enhanced alternative EoSB solutions to unlock new possibilities for financial growth
Partner With Us Today
Empowering UAE employers and employees with enhanced alternative EoSB solutions to unlock new possibilities for financial growth
Partner With Us Today
We are committed to transforming UAE end-of-service benefits into a cornerstone of financial growth and security for global talent. By providing trusted, regulated investments and streamlined solutions, we aim to turn gratuity into lasting prosperity for talent and long-term strength for employers.
Ghaf Benefits was established to address the evolving needs of the UAE workforce and business ecosystem. As a MOHRE-approved, SCA-regulated platform powered by Lunate, we offer an innovative alternative to traditional end-of-service gratuity schemes. Combining global investment expertise, robust compliance and a user-friendly digital experience, Ghaf Benefits empowers employers to manage obligations efficiently and enables employees to unlock real financial growth and flexibility.
We uphold the highest regulatory and compliance standards as an enhanced alternative EoSB provider, approved by the UAE Ministry of Human Resources & Emiratisation (MOHRE) and regulated by the Securities & Commodities Authority (SCA).
Ghaf Benefits is powered by Lunate, an independent global investment management firm with more than US$110 billion in AuM, headquartered in Abu Dhabi. As a leader in private market solutions, Lunate leverages its scale, agility and access to top-tier partners to invest across multiple asset classes and geographies through co-mingled funds, customised portfolios and SMAs, seeking to deliver superior risk-adjusted returns for its clients.
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